Please understand these before opening your account. Depending on the type of account you have, there are different rules for withdrawals, penalties, and distributions. Where specific advice is necessary or appropriate, you should consult with a qualified tax professional or financial advisor. Tax information provided is for educational purposes only and not intended to be a substitute for specific individualized tax, legal or investment planning advice. Information presented is for general informational purposes only and should not be considered a recommendation for any of the options presented or as personalized advice. Where specific advice is necessary or appropriate, Schwab recommends you consult with a qualified tax advisor, CPA, financial planner or investment manager. The tax information in the calculator is not intended as a substitute for specific individualized tax, legal or investment planning advice. Charges and expenses that would be associated with an actual investment, and which would lower performance, are not reflected.

The results generated are based on hypothetical assumptions and cannot predict or project the return of any specific investments. Please check your records carefully before entering information into the calculator and keep in mind that these calculations are estimates only. Schwab is not responsible for the accuracy or completeness of the information you provide, including what you determine to be your estimated rate of return.

Environmental, Social and Governance (ESG) Investing.

Bond Funds, Bond ETFs, and Preferred Securities.ADRs, Foreign Ordinaries & Canadian Stocks.Environmental, Social and Governance (ESG) ETFs.Environmental, Social and Governance (ESG) Mutual Funds.Benefits and Considerations of Mutual Funds.

Bond amortization schedule excel